| Description |
x, 289 p. : ill. |
| Series |
James A. Johnson metro series |
|
James A. Johnson metro series.
|
| Bibliography |
Includes bibliographical references and index. |
| Contents |
Introduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson. |
| Summary |
"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher. |
| Reproduction |
Electronic reproduction. Ann Arbor, MI : ProQuest, 2015. Available via World Wide Web. Access may be limited to ProQuest affiliated libraries. |
| Subject |
Consumer credit -- United States.
|
|
Mortgage loans -- United States.
|
| Genre/Form |
Electronic books.
|
| Added Author |
Retsinas, Nicolas Paul, 1946-
|
|
Belsky, Eric S.
|
|
ProQuest (Firm)
|
| ISBN |
9780815774136 (pbk. : alk. paper) |
|
0815774133 (pbk. : alk. paper) |
|
