Building your platform. -- Setting new financial goals -- No repeat performances, please -- 11 myths of credit -- Tips for an effective budget -- Save money while retiring your debt -- Get out-and stay out-of debt -- Credit repair 101. -- The role of credit reporting agencies -- Understanding your credit report -- The credit repair process -- Improving your FICO credit score -- A fresh start. -- Rebuilding and re-establishing your credit -- Life after foreclosure, short-sale, or bankruptcy -- Qualifying for credit -- The home loan process -- Protecting your credit. -- Establishing credit in your own name -- Protecting your credit during or after divorce -- Credit card regulations -- Identity theft and you -- Medical identity theft -- Conclusion.