Title Outsourcing accountability? : examining the role of independent consultants : hearing before the Subcommittee on Financial Institutions and Consumer Protection of the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Thirteenth Congress, first session, on exploring the role of independent consultants in financial regulation with a focus on the use of independent consultants by the Office of the Comptroller of the Currency and the Federal Reserve Board, April 11, 2013.