Investors : the high costs of low finance -- Why advances seem a lot like loans (and vice versa) -- Some unvarnished truths about royalties -- Personal management -- Managing your business : and your financial future -- When your job is more than a gig -- Record producers : are they as sharp as their points? -- Getting your record heard : a practical guide to marketing and promotion -- Touring concerns -- Merchandising : your band, your brand -- Audits : truth or consequences -- Music publishing : the odyssey of the song -- The pros and cons of being your own music publishing company -- When Rodgers meets Hammerstein : determining songwriter credits -- Copyright issues : a sampler -- Compliance with copyright laws in the world of cyberspace -- Internet entrepreneurship -- Urban music : hip-hop -- Classical music.