Title A review of the Department of Defense's report on predatory lending practices directed at members of the Armed Forces and their dependents : hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Ninth Congress, second session, on unfair or abusive loans, credit sales transactions, and collections practices that are particularly harmful to service members as it undermines military readiness and harms troop morale, Thursday, September 14, 2006.