The American Bar Association guide to credit and bankruptcy : everything you need to know about credit repair, staying or getting out of debt and personal bankruptcy / American Bar Association.
Part I: Dealing with debt -- Credit what is it and what does it cost? -- Your right to equal credit -- Applying for credit -- Applying for a credit card (and choosing the right card) -- How to correct billing mistakes -- Credit records -- Electronic payments and credit -- Identity theft -- Unfair lending -- Mortgage and home equity loans -- Auto financing and leasing -- Debt collection and the law -- Credit counselors : a potential pitfall -- Part II: Problem debt -- Bankruptcy defined -- Straight bankruptcy : Chapter 7 -- Wage-earner bankruptcy : Chapter 13 -- Chapter 7 or Chapter 13? -- Saving your home -- Getting help -- Appendix A How to resolve credit disputes -- Appendix B: World at you r fingertips
