Teens should have credit cards / Caren Weiner Campbell -- Teens should not have credit cards / Janet Bodnar -- Teens offer risks as customers for credit card companies / Danielle Gorman -- Parent-supervised credit cards can help teens build credit / Nancy Trejos -- Prepaid debit cards for teens are an alternative to credit cards / Joseph Kenny -- Many teens do not want credit cards / Jennifer Alsever -- Schools should educate teens in financial literacy / Braun Mincher -- Confessions of a credit-card pusher / Jessica Silver-Greenberg -- Credit card companies responsibly market to college students / Zack Martin -- Credit card marketing efforts to college students should be regulated / Erica L. Williams -- Credit card marketing efforts to college students should be not be regulated / Kenneth J. Clayton -- Rising credit card interest rates hurt students / Matthew Palevsky and Thibault Chareton.