Includes bibliographical references (pages 89-93) and index.
Contents
The American housing crisis continues to threaten families and neighborhoods / Kevin Zeese and Margaret Flowers -- Homeownership continues to be a reliable wealth-building strategy for -- Lower-income families / Allison Freeman and Janneke Ratcliffe -- Homeownership is an unreliable wealth-building strategy / Dennis Ventry -- A focus on homeownership diverts investment in innovations that better improve the economy / Wall Street Journal -- Policies that promote homeownership hurt minorities / Seth Mandel -- Racist lending practices led minorities to suffer disproportionately from the housing crisis / Leela Yellesetty -- The housing crisis changed American attitudes towards homeownership and renting / MacArthur Foundation -- Lending reform must not unnecessarily limit access to mortgage credit / David M. Abromowitz -- Lending reform must force borrowers to accept responsibility for risk / Jay Weiser -- Lending reform threatens minority homeownership / Liz Peek -- Mortgage refinancing programs will improve the economy and prevent unnecessary foreclosures / John Griffith, Janneke Ratcliffe, and David M. Abromowitz -- Laws that prevent foreclosures delay recovery from the housing crisis / Anthony Randazzo and Katie Furtick -- The mortgage interest deduction should not be repealed because it promotes homeownership and wealth equality / John C. Weichre -- The mortgage interest deduction does not promote homeownership and should be abandoned / Doyle McManus -- Government-sponsored mortgage finance companies promote housing recovery / Timothy J. Mayopoulos -- The influence of government-sponsored mortgage finance companies should be reduced / Alex J. Pollock.