| Description |
1 online resource (44 pages). |
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text txt rdacontent |
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computer c rdamedia |
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online resource cr rdacarrier |
| Series |
Economic and policy analysis working paper ; 2001-5 |
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Economic and policy analysis working paper (2000) ; 2001-5.
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| System Details |
Mode of access: Internet via the OCC Web site. Address as of 01/30/04: http://www.occ.treas.gov/ftp/workpaper/wp2001-5.pdf; current access is available via PURL. |
| Note |
Title from title screen (viewed Jan. 30, 2004). |
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"December 2001." |
| Bibliography |
Includes bibliographical references. |
| Form |
Also available in paper. |
| Summary |
"Especially since the passage of the Riegle-Neal Act in 1994, community banks increasingly face large, multistate holding company (MSHC) rivals in the local markets in which they operate. These large MSHCs more often operate through interstate branches, rather than through the offices of a separate subsidiary headquartered in-state. Disagreement persists about the likely effects of this trend on community banks. If large absolute size, or an interstate branch form, confer competitive advantages, the profitability of community banks should be lower in markets where they face such rivals. On the other hand, a number of observers cite possibly offsetting advantages associated with small size, such as a greater ability to offer valued personal service. To date, virtually no empirical studies have focussed on this issue"--Office of the Comptroller of the Currency web site. |
| Subject |
Community banks -- United States.
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Bank holding companies -- United States.
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Competition.
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Bank holding companies. (OCoLC)fst00826670
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Community banks. (OCoLC)fst00870682
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Competition. (OCoLC)fst00871464
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United States. (OCoLC)fst01204155
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| Added Author |
United States. Office of the Comptroller of the Currency.
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| Other Form: |
Whalen, Gary. Impact of the growth of large, multistate banking organizations on community bank profitability 32, [10] p. (OCoLC)49289491 |
| Standard No. |
AU@ 000026523699 |
| Gpo Item No. |
0947-A-01 (online) |
| Sudoc No. |
T 12.22:2001-5 |
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